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Purchases made and balances transferred within 60 days of card opening retain a promotional APR for 12 months from card opening date. We will begin charging interest on balance transfers on the transaction date. If payment is ever 90 days or more past due; the promotional APR is forfeited and reverts back to the purchase and balance transfer APR then in effect and applies to the entire outstanding promotional balance. VACU is not responsible for any charge owed to any creditor because a payment was not applied by a specific date.

VACU also reserves the right to decline any balance transfer request and may decline any that exceed the available credit limit.

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Compare cards. Car Loans Car Loans Our affordable car loans offer you the same low rate whether your car is new or used. Your APR is based on our internal credit criteria.

Listed APRs assume excellent credit, a 0. Regardless of available Discounts, 2. Minimum and maximum loan amounts apply.

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Ask us about other APR and longer term options. Please contact us for specific terms, rates, available discounts, and information about loans originated at dealerships that participate in Credit Union Direct Lending CUDL. Mortgage Mortgages From finding the right home to closing on a mortgage with a great rate, we help you at every step of the process. Checking Checking From simple accounts with no minimums to those that reward you for a deeper banking relationship, we have a checking account to meet your needs.

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